The thought of a loved one passing away or even worrying about your own date of passing is never a good one but it is important and necessary to think about the future for the sake of your loved ones. Of course finding the best life insurance rates is the factor you want to look at first to see what is out there and what would work for you and your family. We all want the best for our spouses and family and life insurance would and can ease the worry of leaving your loved ones covered.